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How to Avoid Breaking the Bank This Holiday Season

Caroline Sweeney | Editor


As the temperature drops and the holiday season draws near, I can’t help but feel a familiar sense of dread. While the holidays bring joy and celebration, they also come with their fair share of financial stress. I constantly find myself worrying about the growing list of people I need to shop for, trying to find the perfect gifts without overspending. But over the years I have discovered that with some planning and creativity, it's possible to enjoy the season without breaking the bank.


One tip that’s been really helpful for me is setting a budget before I start my holiday shopping. I make a list of everyone I want to buy for and allocate a specific amount for each person. This helps me stay accountable and ensures I don’t overspend. By sticking to a detailed list with a clear spending limit for each person, I avoid the temptation to buy unnecessary extras and stay within my budget.


As you start thinking about the holidays and your growing gift list, don’t underestimate the value of giving a homemade gift. Personalized, homemade gifts are often more meaningful than store-bought ones and can be much cheaper. Consider baking cookies, crafting candles, or creating photo albums. You can also make your own holiday cards instead of buying expensive ones. Not only does this save money, but it adds a personal touch that’s sure to be appreciated.


With a little planning and creativity, you can make the holiday season enjoyable without stressing about money. By setting a budget, sticking to a list, and considering homemade gifts, you can keep costs down while still giving thoughtful, meaningful presents. And remember, the holidays are about more than just spending—it's about the joy of giving, and with these simple tips, you can make the most of the season without breaking the bank.


Photo Credit: ua_Bob_Dmyt_ua, Pixabay, Christmas Gift

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